ARM and Associates - Our Collection Phases

Our Collection Phases

We believe that this 3-phase program will increase your gross recovery rate by increasing the number of small balances that are collected. Additionally, it can reduce your expenses by collecting a greater portion of your larger balances without litigation.

We gave A.R.M. & Associates, Inc. an aged debt owed to us from a non-responsive customer. We couldn't believe how fast the turnaround time was for the account receivable. This company works miracles and comes highly recommended from us.

by Zithrow Dental Care

Phase 1

We initiate the first phese of our collection process by going through a 60 day aggressive collections program through our collection agency A.R.M. & Associates, Inc.

During this phase, A.R.M. will

attempt to make contact with the debtor
demand payment
skip trace as necessary.

Phase 2

After approximately 60 days, all accounts without established payment plans or promise of payment are forwarded to our pre-suit attorney program.

During this phase all correspondence and telephone calls are directed by an attorney or one of his assistants.The objective of this phase is to prompt the debtors to pay without litigation. Generally, at this point the debtor realizes that you may be considering litigation and either pays in full or agrees to a mutually agreeable payment plan.

Phase 3

This phase is only entered with your written authorization. Nationwide litigation is available and we bring the lawsuit in the county where the debtor resides.

We believe that this 3-phase program will increase your gross recovery rate by increasing the number of small balances that are collected. Additionally, it can reduce your expenses by collecting a greater portion of your larger balances without litigation.

However, we have found that in some cases our client’s collection departments are very aggressive. In that case a collection agency might only be repeating your staff’s efforts.

Under these circumstances we recommend that the collection program begin at phase 2 with our pre-suit attorney program. This allows us an opportunity to provide our clients with a more aggressive approach that is capable of complimenting their efforts and maximizing recoveries.

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Services

Mission

A.R.M. & Associates, Inc. offers a full-service, intensive collection program for recovering past-due accounts from businesses and individuals who have not responded to your request(s) for payment. This program involves the use of trained/certified collection professionals, effective letters, experienced skip tracers and more. Our collection program offers you an opportunity to maximize your collections without litigation.

A.R.M. & Associates, Inc.

1275 W. Roosevelt Road, #111
West Chicago, IL 60185

Toll Free (866) 701-4868
Phone: (630) 439-1022
Fax: (630) 473-4701
Email: info@collectit.us